Roadmap
What we've built, what we're building, and what comes next.
We only give a date when something is ready. Until then it says "building" or "planned", never a promise we haven't measured.
Building now
Nothing here yet.
Planned
Nothing here yet.
Shape what's next
Tell us what you'd like Cindrus to watch for you. When you're signed in, you can send us a wish from your account.
Suggest a feature →Shipped
Amounts down to the cent
Amounts are shown and saved exactly, decimals included, without being rounded up or down.
Change your card yourself
Change your payment card from your account. If a renewal has failed, it is paid with the new card.
Receipt as PDF
You get a receipt by email for every payment and can download it as a PDF in your account.
Your receipt shows a refund
If you get money back, the receipt shows it with the date and amount.
Deleting your account also ends your subscription
When you delete your account, your subscription ends at the same time. You don't have to remember to cancel it anywhere else.
The payment page in your language
The payment page is shown in the language you use in Cindrus.
The price is what you pay
Prices are final prices. Nothing is added at checkout.
You keep access if a payment fails
If a payment fails, you are told, and your plan keeps working while the payment is tried again.
All your debt in one place
One list with all your loans, your average rate and how long until you are debt-free.
If a figure is missing, it says so
If Cindrus can't get a figure, we show that it is missing instead of leaving a blank or guessing.
Stop your subscription yourself
You can stop your subscription from your account. It runs until the end of the period, and nothing more is charged.
Your own photo of your home or car
Add a photo to your asset. Location data is removed from the image, and the photo is deleted with the asset or your account.
A new, calmer design
The app has a new design with clearer figures, easier-to-read type and a fixed place for each loan and asset.
All calculators in one place
The calculators now share one page. If you have exactly one mortgage, the refinancing calculator fills in your own figures.
Assets and loans in several currencies add up correctly
If you own or owe something in another currency, it is converted before it is added to the rest.
Messages in one place
Suggestions and news from Cindrus are collected under Messages, grouped by day.
The loan page shows your balance and payments ahead
On each loan you see how the balance falls, and the coming payments as a projection.
Value, debt and equity in one chart
On each asset you can see its value, the debt and your equity over time. The chart starts where your figures start.
We say so if the market rate is out of date
If the latest market figures are older than they should be, it says so clearly on the rate overview.
Your rate next to the market's on the loan page
In Denmark, the loan page shows your rate next to the market rate for the same kind of loan, with source and date.
A corrected typo doesn't count as a change
If you correct a wrong value, it counts as a correction, not as a rise or fall in value.
Detach a loan from an asset without deleting it
You can detach a loan from a home or car. The loan stays, and Cindrus tells you so clearly.
History for every asset
See when a value was changed, what it was before and after, and where the figure came from.
Numbers the way you write them
Amounts are entered and shown with your country's thousands separator and decimals, even when you use Cindrus in another language.
What all your debt costs each month
See the total monthly payment for all your debt: repayment, interest, contribution fees and charges, even when your loans are in different currencies.
Variable rates shown with reference and margin
In Denmark, variable-rate loans show which reference rate they follow and the margin on top.
Adjustable-rate loans compared correctly
In Denmark, Cindrus knows how often the rate on an F3 or F5 loan is reset and compares it with the right market rate. If we don't know, the loan asks you.
Calm colours for your numbers
Equity, debt and results are shown in neutral text, not painted red or green. Colour is kept for warnings that matter.
From a suggestion to the calculator with your own loan
When you open the calculator from a suggestion, your loan is already filled in. You enter the rate yourself.
Saved calculations follow your country
A calculation you save gets your country and currency, also when you turn it into a loan.
Rate news by email
In Denmark, Cindrus checks the rates every day. When the rate on new loans of the same kind is below yours, you can be told by email.
Unsubscribe with one click
Every rate email has a link that unsubscribes you with one click. The email comes in your account's language.
Pay monthly or yearly
Choose between monthly and yearly payment. The pricing page shows what you save by paying for a year at a time.
The rate over time
In Denmark you can see how the rate on new loans of your kind has moved: 12 months, 3 years or the full history, depending on your plan.
A heads-up before your trial ends
If you start a paid plan with a free trial, you get an email before the first payment is taken, so you have time to say no.
Buy a plan right in the app
In Denmark you can buy Basis, Plus or Pro in the app. Payment happens on a secure payment page.
Dark mode you can read
Both light and dark mode are measured for contrast, so text and figures stand out clearly.
Prices in your own currency
Plan prices are shown in your country's currency, so you know what you pay without converting.
Told when a statement can't be read
If a file can't be read when you import it, you are told, with an error number you can give us if you need help.
Import your loan statement without the file leaving your browser
When you import a Danish loan statement, the file itself stays in your browser. The text is cleaned of personal data and not stored. Only the figures you approve are saved.
News from Cindrus in the bell
When we have news for you, it appears in the bell in the app, so you don't have to look for it.
Your data export includes your account's activity
When you export your data, you also get the log of what happened on your account. That is your data too.
Market rates from an official source
In Denmark, market rates come from Statistics Denmark's averages for new mortgage loans, fixed and variable. The source and date are shown next to the figures.
Turn a saved calculation into a loan
If you have saved a calculation, you can turn it into a loan in your overview with one tap.
A guided tour when you start
The first time you sign in, Cindrus shows you around. You can skip at any time and start the tour again from the menu.
Hide your amounts with one click
Keep your numbers away from curious eyes, and choose whether they are hidden by default on new devices.