Financial intelligence for everyone

Your money, finally on your side.

Whether you fix roofs or design bridges, your mortgage is probably the biggest bill you have.

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No card needed to start. Financial intelligence, not advice.

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Official sources for market data

Every number explained

Your data, exportable any time

Prices shown before sales tax

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Why we exist

The biggest decisions of your life shouldn't depend on whether you had time to check.

Rates move. Banks know it. Most of us find out later, if ever. That isn't a lack of intelligence. It's a lack of time, and information that was never written for us.

Read our story →

What Cindrus does

One calm place for every loan you're watching.

Loan monitoring

Monitoring is built market by market, where official rate data allows it.

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Net worth overview

Home, loans and other assets in one picture of where you stand.

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Calculators

Free mortgage calculators on our local sites, built for each country's taxes, fees and rules.

Find your local calculator →

Cindra

Questions about your own numbers

Cindra explains your own figures in plain words, worked out by Cindrus' own code. It never sells you a product.

Meet Cindra →

Built for real lives

Different people. The same question: am I paying too much?

Illustrative examples with fictional people. Real customer stories replace them once we have them.

An electrician sitting on the back of his van on a break, looking at his phone

Example · Electrician, homeowner

An electrician with no time to follow interest rates just wants to know when a call is worth making.

Adds the mortgage once and sees the payment, the balance and their net worth in one overview.

A young couple in an empty apartment, looking out of the window with a floor plan

Example · First-time buyers

A couple buying their first home want to know what the loan will cost each month, not just the price on the listing.

Use the calculators for their market, see the assumptions behind each figure, and save the calculation in their account.

An engineer working at a desk in the evening with a laptop and handwritten calculations

Example · Engineer with two loans

An engineer with two loans wants to see the assumptions, not a sales pitch.

Opens the methodology, checks the source series and asks Cindra to explain the payment on their own loan.

Cindrus for Business

Cindrus for Business is on its way.

A version for advisors and teams who help others with their money. It has no date yet, and we will describe what it does when it exists.

Explore Business Not open yet · read more →

Built for many markets

Local sites in 17 countries, in the local language.

Each market has its own taxes, loan types and sources. Our 38 local sites answer the questions people search for there, and every one leads into the same platform.

See all markets and sites →

Nordics